I wish I could recommend the character creator for Phantasy Star Online 2, because in theory it’s great, with the ability to mix and match clothing layers, recolor clothing, fine tune your body proportions, select from various customizable faces, etc. Most importantly, you can attach accessories to your character however you like and adjust their scaling and rotation in ways that let you repurpose them. For example, for a while I was using a head ornament, scaled down, rotated, and clipped into my face, as a pair of fangs, and it looked pretty convincing!

I can’t actually recommend it though because the process of actually collecting outfits and accessories is FOMO gacha hell. (Gacha items purchased with “AC,” the real-money only currency, can also be bought secondhand from other players, but you’ll pay an arm and a leg for them, and you can’t trade items bought with “SG” which is the premium currency that can also be earned in game.)