My parent said that I cannot donate it to people in need because I have no salary, but I am not sure if joint-account ownership works like that (I doubt it does). It just feels like my parent is being controlling like they have been throughout my whole life.
Edit: For context, they said that I have to use the money for university stuff (not sure if that is legally enforceable).
Ok, thank you so much for the advice (I was so worried that they could actually punish me for doing what I wanted with the money); also, I appreciate your concern, but I am willing to donate some of my money to a certain person in need because they seem to need it more than me.
Got it (though I would need to actually go there without being able to drive … huh).
They can stop making deposits and withdraw all the money.
But what if I withdraw it all or spend it first? Hehe (devious laugh).
Edit: Just to be clear, my parent is an awful person that is pressuring me into doing something I do not want and is generally ignorant of my mental state (I also do not really feel safe around them).