I’m curious if this has actually happened to someone to great dramatic effect

Personally, I’ve had episodes where I was tripping and lost access to the knowledge of passcode but luckily my sort of muscle memory saved the day but its not always a sure thing which was scary at the time

  • cheese_greater@lemmy.worldOP
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    17 days ago

    It would be such a mindfuck honestly. Like all your billing, auth, files, apps, gone. Like I feel like its plausible you could literally end up on the street

    • Vanth@reddthat.com
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      17 days ago

      Heh, banks are absolute shit at the soft entry points, like calling up with minimal personal information and a teller opening the door wide for you.

      There was another person in my hometown with the same name and we used the same bank. They gave her access to my account multiple times. I had long passwords and an account flag reminding the tellers to confirm Date of Birth EVERY TIME. They still let her withdraw several hundred dollars from my account (not that she was trying to to steal my money, just that she requested a withdrawal and they didn’t confirm the right account). Account closed, bank reported, and I am 100% sure they would make the same fuckup today if I gave them the opportunity.

      You would be terrified how easy it can be to get access to accounts without a password or even ID.

    • firebarrage@lemmy.world
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      17 days ago

      Probably not. It might be a pain in the ass but realistically you’ll be able to work with banks/utilities/work to get access back. As long as you have access to your email as well you can likely recover your accounts. Files are likely the biggest risk, remember to keep regular backups and even this can be recovered.