I’d say so, but ILPs will be a dominant part of a typical agent’s sales pitch so if you don’t prep you might get caught up by their catalogue. But at least you got that clear!
Thanks for the great insight by the way! The one thing that bothered me is the base plan was life insurance and TPD, which wasn’t what I really wanted(I’m mainly looking for medical insurance). I guess I just need to think what I really and get a plan that I really need, then only add riders as years go on.
I’d say so, but ILPs will be a dominant part of a typical agent’s sales pitch so if you don’t prep you might get caught up by their catalogue. But at least you got that clear!
Thanks for the great insight by the way! The one thing that bothered me is the base plan was life insurance and TPD, which wasn’t what I really wanted(I’m mainly looking for medical insurance). I guess I just need to think what I really and get a plan that I really need, then only add riders as years go on.