401ks directly replaced pensions for most Americans. It’s disingenuous to claim they’re “in no way comparable.”

A pension, maybe, but Social Security is in no way comparable to a retirement fund.

By that logic, a pension is in no way comparable to a retirement fund, which is a rediculous statement that no one would agree with.

Unlike most other taxes, you only benefit from social security if you’ve paid into it. And the amount you receive is proportional to the amount you put in. Practically, it’s far closer to a retirement account or pension than a tax.

Good point, I’d forgotten about annual limits.

Depends on how good your insurance is. OP is right, there’s an added risk and if you have access to affordable dental care at home you should use it.

Rage bait. Yes, the app is creepy, but the first actual quote the article gives is in this paragraph:

And then there’s the phrase. Post after post across the app uses some version of the same line: “he collects women like Pokémon cards.”

None of the quotes truly support the headline, imo.

Also, that app is creepy af and should probably be illegal on privacy grounds.

It’s not a threat, it’s a plea.

plus having fewer dishes to wash can be extremely motivating, lol

Yes, it motivates me to order takeout

Counterpoint: anyone paying any amount of social security tax is part of the working class, even if they’re making $5M/yr. Increasing taxes on the working class isn’t going to solve wealth unequally. We need to tax wealth.

No, it’s far cheaper to scan a stack of loose papers than it is to scan a bound book, that’s why they’re cutting the pages out. And most of the books aren’t that valuable, even if they’re rare. So it’s an accounting decision to destroy the books.

It will never generate something novel. Whether it will generate something “new” depends on your definition of “new,” which is a little more ambiguous than “novel.”

Sorry if I’m being too pedantic.

That’s all true, but I’m not sure if you’re disagreeing with something I said or supporting it?

As long as the withdraw rate is based on contribution rate it doesn’t really matter what the cap is, because you’d be increasing withdrawal along with contributions. Social security income for someone who was making $185k/yr will be far more than enough to keep them out of poverty, which is the goal of social security. It’s not meant to be people’s only retirement account, it’s a safety net.

IIRC both employee A and B will also get the same payout from Social Security, assuming both of their salaries were at that level (at the cap or higher) for most of their careers.

Just looking at social security tax will never give you the full picture though, it’s just a small fraction of overall income taxes. And it misses the fact that wealthy people increase their wealth through other means, like long term capital gains. Someone making $100M per year through investments probably won’t work a day job and will therefore pay $0 social security tax.

Even better: https://en.wikipedia.org/wiki/Bulgarian_umbrella

Although that might be more of an offensive umbrella…

YouTube is digital cinematography, not digital photography.

300,000 years ago ancient humans were born just as intelligent as any of us born today.

This isn’t true, and it would have taken you very little effort to verify it before posting.

Same reason Jeeps have more ground clearance and suspension travel than they need to operate on public roads. Some people use their vehicles for both transportation and recreation.

You moved the “H”

No, most people haven’t heard of it, but you’ve probably used it because it used to be integrated into a lot of apps that everyone has heard of.