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Joined 3 年前
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Cake day: 2023年7月13日

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  • “ones”? That would seem to imply you did it more than once.

    My cousin gave me a gallon bag of the stuff once… it was all he had left and he just wanted to be done with it. I packed a bowl in my bong and had a huge hit. It last about 10 minutes and I saw some pretty fun stuff (stuffed animals getting up and dancing), but the overall experience was not fun. I handed the rest of the gallon bag off to a friend. That was over 20 years ago and I’m pretty sure that same bag is probably still being passed around.






  • When my daughter was 7 she got really interested in graffiti and had tons of questions about it. She asked if there were any famous graffiti artists and I told her the names of some of the more prolific local artists, but of course told her all about Banksy.

    I told her that she’s really lucky to live during a time when Banksy’s identity is unknown because at some point it will become known and the magic will be over.

    That was 2 years ago, and I haven’t told her about this story yet because until Banksy confirms it, I don’t accept it. And because it makes me sad that the magic might be over.

    We can unmask Banksy but just let the Panama Papers fade into obscurity.



  • Our healthcare in this country does suck, and should be criminal. But, it’s the system that we have and until it changes it is the system we have to deal with.

    I am assuming that this must be the first time you’ve used your insurance, so you are either young, in relative good health, or both. During Open Enrollment you were likely given a few options of insurance plans to choose from and it sounds like you went with the cheapest option without fully understanding what that entailed. The High Deductible Healthcare Plans (HDHP) are generally lower cost per pay period than a traditional plan because of the high deductible part. A HDHP is actually a good option if you are in relative good health and often don’t go to the doctor for a few reasons, the first being the cost of the premiums is much lower even if you do go to the doctor once or twice a year. Another reason the HDHP is a good option is that it gets you access to a Health Savings Account (HSA) which lets you put pre-tax money into the account each pay period. There are limits, and this year it’s $4400 for individual and $8750 for families. If your deductible is $7k, I’m guessing you’re part of a family plan… so you can either plan each year to put in the max out of pocket for your plan into your HSA, or you can max out your contribution. Maxing out your contribution, if you can do it, is the way to go because the HSA account is also another avenue for retirement savings. And, when you get a certain amount of money in your HSA you can start investing that money… I put anything above my deductible into the S&P and I’ve seen amazing growth over the past 20 years.

    So a few things for you to look into:

    1. Do you already have an HSA account? And how much are you contributing? If you do, this is where you will find the $288 to pay the bill, even if you haven’t contributed enough to fully pay it yet, you can let your doctor know that you have an HSA account and they’ll setup a payment plan.
    2. Is your $80 per paycheck, plus the $288 still a better deal than the cost of a traditional plan? If that was a one time visit and you likely won’t go back, then it probably is still a better option.
    3. If you don’t have an HSA account, ask your employer why. It’s part of the HDHP and you should have access to one. If you don’t have one, still contact the doctor and ask about payment options. And keep your receipts because even if you don’t pay out of the HSA, the money you pay towards your high deductible is still tax free and you’ll get a bit back on your taxes next year.

    Sorry this happened to you… I do hope you’re young and that this is just a learning experience. Our insurance setup in this country sucks, is difficult to understand, and no one really does a good job of explaining it, you just have to learn by trial and error, sadly.





  • I work for a company that makes lab and medical testing equipment, if you’ve had a medical emergency that required blood tests then odds are good our equipment was used. It feels good knowing that I work somewhere that has a positive impact on many people’s lives.

    But, I’ve met our company president and he’s a complete piece of shit. I almost quit because the idea of making him even richer makes my stomach turn. Unfortunately I’ve been unable to find someplace else that will pay me what I need to continue to support my family… so I look at the positive things that we do and try to forget the psycho.