Yummm

Take it easy Bacon.

A lot of people here also dropping off sick. Half of my team at work plus my wife all down with a flu or cold.

TIL that cats do have their own language.

When our fluffy vocal one is being chatty, yells at the door begging to go outside, or is being excited to see me come home, the others sometimes come around to investigate then carry on sleeping

If he’s the first one that sees vegetables or raw meat in my hands, he would beg for it, this time the other two would drop what they’re doing and join him begging, even if I immediately hide said food before the other two could see it.

In addition to the invoice suggested by Thornburywitch:

• add a priority service fee equal to 150% of your daily pay, or $500 before tax (whichever is larger), for each day off you need to take.

• add a priority delivery fee of $1.80 for each km you need to travel, including the flights. If no flights required, then charge $3.00 per km.

• add a 20% (of item cost) item provisioning fee for each item you need to procure.

• add a stress compensation fee of 50% on top of all that, including Thornburywitch’s line items.

• finally, put another 45% on top to give directly to the ATO.

As for the wedding itself, they probably also need to provision a few cows, pigs, and chickens to the parents, and some other gifts dedicated for the bride.

You’re a good cat slave.

I got two copies stuffed inside my mailbox, one by itself, the other one inside an envelope addressed to me.

Currently paying $72pm for comprehensive insurance of my motorbike.

Just got a quote for $28pm, also comprehensive. Found it while looking for car insurance.

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Ah the good ol win7.

And to make matters even better, they don’t answer their DAMN phone. Apparently this isn’t an immediate danger, according to the lead tenant

Until it’s on fire.

What is this “organization”, like the agent or what?

The four motorcycle round trips today was unpleasant, could barely stay upright and it was freezing. Thankfully they were only 5km round trips on 40kmh roads.

One more tonight. Hopefully wind is calm by tonight, am only going to book a car for the trip if it is raining or is forecast to rain.

*hugs* hope everything is okay.

What’s the primary desktop OS in the house?

All good no worries.

Will see how far I get with negotiating a price with the dealer then. I’m pushing to get the hybrid sedan to the fuel economy (close to 1000km per 43L tank, and the sedan’s economy is better than the hatch)

Mmm… Shin Ramyun spicy noodles?

Yep. I’ve done some drives in various cars as well. But will continue to look around and do test drives.

I’m also looking at getting hybrid as their fuel economy is pretty much through the roof (and I heard it’s less maintenance other than replacing the traction battery every once in a while).

Financially speaking this might be most sensible option, due to how much we are paying to rent cars… I love seeing my wife have huge smile on her face whenever we arrive at some forest or park.

That said, I also received another quote from another novated lease provider. First line of the email said 12 months wait lol.

Thank you:)

I also read that people should go into a dealer with a preapproved loan for added negotiating power.

Would $31k be reasonable the brand new car mentioned above, or should I go lower or higher?

Anyone here have suggestions/know of an unbiased financial advisor?

We’re paying way too much on car rental now so looking to replace that with our own car.

Tossing up between buying a brand new 2023 Corolla hybrid sedan for $37k driveaway, getting a used 2020 Corolla hybrid hatch with 52000km for $30k driveaway (but my wife and I collectively agree that the 2023 option would be better). From dealer.

Also tossing up between a novated lease vs a People Choice Credit Union car loan (not doing cash anymore). Have trouble doing a true comparison taking into account the balloon payment but from my limited abilities, it seems like the CU is cheaper when factoring in that $11k novated balloon.

😴