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If you’ve not seen it already, watch Civil War. It’s excellent!
If you’ve not seen it already, watch Civil War. It’s excellent!
If my train costs more than it would to drive, park, and pay congestion charges, there is something very wrong with the system.
Not sure how they would manage this.
A landlord with a BTL interest only mortgage may be on a rate of ~2% today which in 18 months comes to term and they will need to remortgage on a rate of e.g ~4%. Their repayment will essentially double (that’s a simplification but fine for the example). They will also likely be required to show that the income of the property meets a certain % threshold of the repayment. They will therefore need to increase the rent. The tenent won’t be able to afford it, and it’s likely others won’t either. If you can’t afford to buy a house, you’re not going to be able to go from £1500 a month to £3k.
The landlord won’t be able to remortgage so they will have to sell. When this hits the BTL market, we will have an increase in properties needing to be sold which will reduce prices and for some, a loss for the landlord or lender.
The government needs to do something that will help first time buyers (owner occupiers) get a mortgage reducing the current dependancy on landlords, and banks need to do more to avoid the scenario I lay out here (reduce IO, reduce the number of properties someone can own via BTL etc).
Stamp duty is an obvious one. I’ve paid tax on my income, why should I pay tax to buy my first home. Or even my 2nd home (I don’t mean having a 2nd home I mean the 2nd house I move to and live in as my sole property). Also, with property prices always rising (I realise that prices decrease as well but over time they will always be higher) stamp duty increases. In fact, I think the current plan is to reduce the thresholds in 2025 so this will make things even worse.
Get rid of stamp duty below properties of e.g £5m.
The article focuses on 70+ year olds who have lived in another country for over 50% of their lives. If you have not lived in the UK for 40 or 50 years, and you intend to continue not living in the UK, then please get back in your box. 🙏
I could be wrong but it looks more like they are having a conversation. He’s not immediately taking advantage of the situation to call out and blame the tories for high energy prices, he’s having a conversation and mentioning how his 15 year old son is really tall and would need a big onesie. He’s talking wth her not at her. .
“sorry that fans and the game community in general are experiencing these feelings” not sorry for what I did, but sorry you feel I did something.
I was having issues with crashes in multiple games but rdr2 was the worst. I had a rig built with an i9 14900k and Asus hero z790.
I think I finally found the solution and it was to do with the default bios settings for my Asus MB and my i9 14900k.
In the document linked here…
Page 98, Table 17, Row 3: Reveals the stock turbo power limits for the 13900K and 14900K CPUs are 253W, not the 4,000+ my MB’s Bios settings default to. Page 184, Table 77, Row 6: Lists the maximum current limit at 307A, far below the MB’s default of 500+A.
I found this information in a Reddit post (https://www.reddit.com/r/overclocking/comments/1axepvu/optimizing_stability_for_intel_13900k_and_14900k/) and followed the settings as follows:
ASUS Z790 Motherboards:
Save your current settings into a profile so you can return to them later if you want.
Reset your BIOS to default settings. Ai Tweaker tab:
Disable MultiCore Enhancement.
Enable XMP(if your RAM supports it).
Set SVID behavior to Typical Scenario.
Set short duration turbo power = 253
Set long duration turbo power = 253
Set max core/cache current = 307Amps
Doing this immediately stabilised the CPU temps as well as bring down the average temp by ~10 to 15c. It’s been a few months now with zero crashes.
Hope this helps someone
I appreciate the Blazing Saddles reference 👌
If I see your company or app advertised on windows 11, you can be sure I will be actively avoiding said company/ App. Even if I need the services advertised, I will be looking for an alternative just because.
The last of us 1 and then 2. There are video games and then there’s TLoU p1&2. If you can, play 1 on pc. The controls aren’t great in 1 (IMHO) but kb&m made that so much better. P2 they made the controls much better. It’s a more fun game to play in my experience with less frustrating sections, and whilst people prefer 1 or flat out don’t like 2, I think the drivers for that aren’t to do with the story or game not being good, in fact, I would say p2 is the best story driven game I’ve ever played (better than rdr2 which I loved and is another one you should consider, 1 and 2 actually). People will just not like 1 specific thing or another (there are lots of small things in the game that certain people will have issue with, you’ll understand when you play it) and then because of that 1 thing say the whole thing is bad. People that complain are often louder than those who praise.
I was interested until the combat. Looks like a PC game made in the 90s
Wow, I remember that now. You’ve taken me back more than a few years. Thank you!
Mr Do on the colico vision. There was another game we had Carnival. Good (simpler) times.
Understood. Thanks
I’ve been playing since d1 launched. I stopped a while back and dip in and out with each expansion but hate that I find myself not knowing what’s what. I’ve held off on lightfall, given the reviews. Should I bother at £15 in the sale, or say my goodbye’s?
Rdr2 TLoU p2 Batman Arkham Knight
😂
If you don’t like pvp and you’ve finished the campaign, is there any reason to reinstall this?
https://www.imdb.com/title/tt17279496/?ref_=ext_shr
👍