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Joined 1 year ago
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Cake day: July 21st, 2023

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  • This is wrong. They are not allowed to let him die due to inability to pay. This was passed in 1986.

    Medical care would be much cheaper if they could let you die if you couldn’t pay. But now those costs are passed onto everyone who can pay. So essentially we already have a very bastardized and most inefficient version of universal healthcare.

    And it would be corrected quickly because who the hell would be ok with hospitals refusing life saving measures. But here we are stuck with the most expensive and ineffective version of universal healthcare imaginable.


  • Normal practice is as follows for dignitaries let alone former presidents.

    Secret Service man’s the venue itself. Local police man’s the perimeter. Every roof is not only secured but actually occupied. There’s an officer on every roof that is a concern.

    Again, every roof physically has an officer on it. That’s how it’s handled for ambassadors, senators, and obviously leaders of a country.






  • This is the same as me. I also have a policy on both my kids. It’s $10k and it’s so I don’t have to worry about funeral costs.

    There are also plans like that and turn into a college fund but it’s probably just better to use a 529 for that.

    But ultimately, in my opinion, it’s better to have a one on the bread winner of the family. But some people feel they are never necessary.

    If you die young you don’t need insurance because your spouse is still hot and can re-marry easily. If you die older your children are out of college and can take care of themselves.

    Everyone take or don’t take insurance policies for their own reasons and it’s hard to know exactly why unless they make it plainly obvious.





  • Sounds like you have a “low premium” high deductible plan. I had one of those. Where I paid every dollar until I hit $3.5K and then 20% until hit $7k and then paid nothing. I can see where you could get to $86k. I’d start looking for a job that comes with a better health plan. I now pay $400 a month and $20 co-pay here and there.

    That’s a symptom of our system. There’s so many different plans and options, and it’s further obfuscated behind your company doing all the negotiating that it’s not actually a free market. We would be better off going to a single payer system.







  • I get what you’re saying. The money from $60k to $100k just goes into the things you should be able to afford at $60k.

    At $100k you can afford to contribute to your 401k, start a small contribution towards your children’s college fund, pay random bills, afford a Toyota Camry instead of a Corolla, moderate vacations, etc.

    I had the same experience and it was humbling. But you also slowly forget exactly how tough it was looking at your bank account and knowing there was a bill not getting paid that month.


  • I don’t know about the UK but in the USA slavery was abolished in the 1865, but equal rights weren’t granted until 1965. All the states were not in full compliance until the early 1970s. You could easily argue there are people still alive today directly affected by slavery.

    Making slavery illegal doesn’t mean everyone suddenly starts hugging in the streets and bigotry is abolished. I’m sure these same sentiments persisted in UK but hopefully not as long as it did in the USA.