

All the big banks I use don’t do anything ither than SMS, they’re lazy AF.
That’s truly mind-blowing, and fraud must be rampant! I have accounts in several different banks in several different countries, both inside and outside of the EU, and I have never ever encountered a bank that would rely on SMS “authentication” for security, not even in the distant past when online banking was new.





I used to work as a Windows application developer for a while and even though Windows itself never gave me the feeling of “oh, I’d really like to have this at home too” there was the C++ debugger in Microsoft Visual Studio that I remember as being remarkably good, to this day I haven’t seen anything quite like it anywhere else.