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Joined 1 year ago
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Cake day: August 5th, 2023

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  • I have bank accounts in different countries […]

    In that case the most valuable piece of advice I can give you is that no matter how good contracts you have with your banks currency conversion is never ever for free, so make sure to only use credit cards that you pay in currencies that you have income in or else you’ll always unnecessarily waste money by having to convert from the currencies you have income in to the currencies you need to pay your credit card balance. It’s utterly unlikely that you’ll ever find any credit card that has so good conditions that it’d make up for that loss.

    Which brings us back to square one: In order to get any useful advice, you need to tell what currency (or currencies) you have income in, that you’ll use to pay your credit card balance.