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Joined 1 year ago
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Cake day: June 11th, 2023

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  • 2FA would probably be part of the answer: whereby you get a text / app notification with a unique code to confirm a transaction. Not always convenient, I pretty much always sigh when having to use them, but at least significantly harder for people to spoof.

    I can imagine a future, not that far off, where physical cards are obsolete, and phones are the primary identifying factor in everyday transactions.

    But yeah that whole not honoring transactions from a near(ish) to expiry card thing is total BS. I’d be looking to ditch Skinny if that happened to me.