• nserrano@lemmy.zip
    link
    fedilink
    English
    arrow-up
    9
    arrow-down
    1
    ·
    6 hours ago

    I’ve had insurance through my employers since I was 18 years old. For the first time in my life I opted out since it was cheaper to pay out of pocket than pay the premiums for my entire family. The worst part is I work for a healthcare organization making almost 3 times the national average.

  • edgemaster72@lemmy.world
    cake
    link
    fedilink
    English
    arrow-up
    7
    arrow-down
    1
    ·
    8 hours ago

    Now do people not struggling to afford healthcare because they’ve given up on the idea of affording healthcare at all and don’t even bother

    • shalafi@lemmy.world
      link
      fedilink
      English
      arrow-up
      3
      ·
      5 hours ago

      Since the Big Beautiful Bill killed my Obamacare, I stopped going to the doctor. Starting to build up some problems but my wife just got “promoted” off the temp company and the insurance isn’t much more for both of us than only her.

    • shalafi@lemmy.world
      link
      fedilink
      English
      arrow-up
      2
      ·
      5 hours ago

      My wife’s heart medication, which is not a daily thing, only on demand, is staggering without insurance. Her kids in the Philippines send it to her for $10.

    • lonefighter@sh.itjust.works
      link
      fedilink
      English
      arrow-up
      7
      ·
      10 hours ago

      I’m so sorry. I wouldn’t wish endo on my worst enemy. It is a hell that anyone who hasn’t experienced cannot understand.

      My meds were $1300 a month without insurance. It required pre-authorization from the insurance that needed to be redone every 6 months and I could only get 28 days filled at a time, but it only cost me something like $20. The side effects were awful, but not nearly as awful as the alternative.

      I’m eternally grateful for the fact that after years of pain and begging dismissive doctors to treat me I found an amazing surgeon who went “why are you still dealing with this when you don’t want kids, you want a hysterectomy, I’ll do one” and by some miracle my insurance company also approved it without arguing about it. I also got lucky that I had my initial visit just before my employer’s year end open enrollment for insurance, so I did the math and figured out that I’d save a lot of money if I switched for the year to the higher premium/low deductible insurance they offered. My entire surgery, pre-surgery labs, pre surgery surgeon visits, prescription and OTC medications, and other little stuff I needed for recovery all cost me less than $1000 total.

      The surgery was hands down the best thing that ever happened to me.

    • Doug@piefed.social
      link
      fedilink
      English
      arrow-up
      57
      ·
      14 hours ago

      He was right, wasn’t he? Feels good to say it in a place where I won’t get banned for expressing it. Luigi was right.

      • zout@fedia.io
        link
        fedilink
        arrow-up
        10
        arrow-down
        1
        ·
        11 hours ago

        The day after he (allegedly) shot that CEO, all claims were approved without questioning.

        • Hapankaali@lemmy.world
          link
          fedilink
          English
          arrow-up
          1
          arrow-down
          5
          ·
          9 hours ago

          All claims, you say? Without questioning? You sure about that?

          UnitedHealth Group CEO Andrew Witty defended the company’s claim denial practices in an internal video which was leaked after the fatal shooting of Thompson. Recorded on December 5, the day after Thompson’s death, Witty emphasized the company’s role in ensuring “safe and appropriate” care and that the insurance giant will continue to prevent "unnecessary care”.[169] Two months after the shooting, UnitedHealth hired a defamation law firm to take action against social media posts critical of the company.[170] Prosecutors alleged that the killing had scared 40 UHC executives into hiring bodyguards.[171]

          https://en.wikipedia.org/wiki/Killing_of_Brian_Thompson#Health_insurance_corporations

        • chuckleslord@lemmy.world
          link
          fedilink
          English
          arrow-up
          2
          arrow-down
          3
          ·
          10 hours ago

          Yeah, and all that has since been rolled back, cause the shareholders got scared for their dividends. Clearly far more valuable than employee lives, regardless the flavor of employee.

        • Hapankaali@lemmy.world
          link
          fedilink
          English
          arrow-up
          2
          arrow-down
          14
          ·
          13 hours ago

          In what other sense was he “right”? In thinking that the US has a shitty health care system? I think we knew that already.

          • NABDad@lemmy.world
            link
            fedilink
            English
            arrow-up
            14
            ·
            13 hours ago

            Right in choice of target, perhaps?

            That’s what I assumed they meant, but I’m not sure.

            You could ask them.

    • insomniac_lemon@lemmy.cafe
      link
      fedilink
      English
      arrow-up
      7
      ·
      7 hours ago

      I’m guessing that like unemployment, you just aren’t counted in the numbers if you are too far beyond struggle. Not so much as a check-up in 10+ years? Must be perfectly healthy! No? Uh…

  • IPeaceInYourFace@lemmy.world
    link
    fedilink
    English
    arrow-up
    24
    ·
    13 hours ago

    I’m gonna be perfectly honest, I didn’t think ANY Americans could afford healthcare.

    I hope somebody liberates that country. I feel sorry for poor everyday Americans. It’s like north Korea.

    • nogooduser@lemmy.world
      link
      fedilink
      English
      arrow-up
      11
      ·
      12 hours ago

      Well, they said that half struggled to afford it. They didn’t mention how many didn’t have a chance of affording it.

  • spaghettiwestern@sh.itjust.works
    link
    fedilink
    English
    arrow-up
    9
    ·
    12 hours ago

    It’s a feature, not a bug. Healthcare and insurance companies exist for and only care about profits.

    If people are struggling to afford healthcare it means their prices are right where they want them.

  • DeathsEmbrace@lemmy.world
    link
    fedilink
    English
    arrow-up
    15
    ·
    14 hours ago

    I’m surprised you can afford anything in that shithole of a country after Fascism teasers got put in power.

  • krisevol@lemmus.org
    link
    fedilink
    English
    arrow-up
    3
    ·
    10 hours ago

    The average healthcare plan is 18k a yr per person. So that is a start.

    My family plan for 4 is 36k a yr