• Resonosity@lemmy.ca
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    1 year ago

    Are there any systems I (pun unintended) buy into when using a credit card over a debit card?

    I’m still agreeing to a bank, for instance, when credit unions are an alternative.

    Apologies for the naivete. Seems like my education failed me here.

    • grayman@lemmy.world
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      1 year ago

      Cash back is with CC only. Other than the immediate financial debit, they’re the same in almost every way from the standpoint of a transaction. The use contract favors the bank with a debit card whereas it favors the card holder with a credit card.

      My main credit card is through a credit union. So are most of my accounts. I avoid traditional banks too.