• Unaware7013@kbin.social
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    1 year ago

    I’ve got a no-fee credit card that I’ve had for years, and I think its probably been 3-5 years since I paid any interest at all. I get hundreds of dollars a year in cash back (because I use it as my primary method of payment) which I can use to lower my balance or effectively make free purchases since paypal will let me pull from that first.

    If you’re responsible with them, credit cards are a way to make money. You just need to be disciplined enough to not overspend, which is a skill in and of itself.