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What extra protection does 4 dollars get you?
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Is it just they know they can only charge like $800 before they get shut down and want that extra $4 for themselves? I am still trying to understand the rationale. If I had no morales and a stolen cc, why would I care if it’s a $1 or a $5 charge for validation?
I feel like I am learning I don’t check my cc info nearly as much as other Americans…
If there’s one service where you can check stolen CC info for $1 and another one for $5 you doesn’t go with the $5 one for no reason. The $4 extra dollars doesn’t matter in itself but that other places are several times cheaper does.
See I would go with the $5 one with the thought process that almost no establishment let’s you charge under $5, so if I ever saw something for less than that it would immediately be a redflag.
Half my CCs don’t let me set transaction alerts for less than $5-$10, so a $1 or less charge would never notify me, I’d have to be actively checking it every moment of every day to see it immediately.
And yes, I have email/text alerts when possible for every. single. charge. on my CCs at the lowest threshold possible and it has helped at least three times thus far.
400 times the 1 cent protection
The point of scammers using a small value to test stolen numbers is they hope such small transactions go unnoticed for longer, allowing them a bigger time window to use and abuse the stolen card number.
That just doesn’t make a lot of sense. I would question something under a dollar way more then something under $10
That makes you the exception, and not the rule.