Well, each major insurer that leaves makes the state more undesirable for everyone that’s left. Each one of these insurers had their share of the “bad” business and now the ones who are left have to sift through the applicants to try to figure out who is safe to insure and who is going to cost them their ability to continue doing business. So with every insurer that leaves, those undesirable risks who pushed them out end up more and more concentrated with the other carriers. I would expect to see more and more of this.