This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.
More than all of it.
Yeah, probably about 107% of it. I limit driving now because car repairs are about 80% of my credit debt, the other 20% is dental.
car?? dental??? i’ve ground my teeth to the dentin because I can’t afford $600 a year for a mouth guard
They sell DIY night guards, but I have a friend who chews through them.
Most of it. Used to be some of it.
I have a good job and nice rent deal, so it’s around 70%. Market rate for the rent is probably another 10%+ of my salary but the landlord is not raising the rent which surprises me.
2/3rds of my income goes just to paying rent/utilities at this point. I do have some money taken out of my check for retirement because I would be foolish not to, but at this rate it looks like retirement might not be in the cards for my generation at all. Even with the few extra bucks at the end of the pay period, it wouldn’t amount to much.
Every time I get a pay increase, it seems like the cost of living is right there on my heels, clawing back any significant gains I might have enjoyed.
Bills are 55%
Food is 25%
I had enough left to save, but it’s going to be student loans soon thanks to Trump.
Around 2000 to 3000CHF or about 1/3 to 1/2 of net income (excluding bonus) a month
Funny enough I just setup self-hosted firefly so I can actually answer this question. 38% goes to expenses. Once I’m finally done with daycare that should be closer to 25%.
Of netpay? All of it. Of gross pay? About 12% is going into retirement accounts so I guess 88% is going to life.
My husband does a little better - we don’t have to always use all of his pay (which is variable) so if you are counting household net pay, I think maybe 80% over the course of the year, 20% available, we used it this year to pay off renovations on the house which I would call desired improvement not just repair. So together we are pretty strong.
About 75% for needs and a little wants like Netflix etc. 3 kids and wife at home costs a little more. About 25% for savings for retirement.
Because of inflation, about 1/3 maybe? I am lucky that I use a family member’s staff discount and plus the discount vouchers so i pay half of what I would spend otherwise for my weekly shopping. But it could be less since every month, I visit my parents and they give me packed food to go home with, which sustains me for three to four days.
Living, travel and loan expenses about 50 %, 25 % to saving in a 25/75 funds/stocks split. The rest for food and life.
I took a break from work to try to start a business, so my numbers are terrible today. But when I was employed, it was about 30% need, 20% want and 50% savings. And I was living a very comfortable life with that 20% want, a bit shy of €2k on that pillar per month.
About 10% I wager. Next to my fulltime job we own and currently rent out 24 units of real estate that net us around 17k a month. Both of us are in financial services taking salaries just south of 10k after taxes. Most of the disposable income are put into the stock market. We will be financially independent in about 5 years.
The rest goes to the kids.
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Yeah, no shit. That’s why this question exists.
#DIV/0! I was laid off and haven’t been able to find another job yet, so salary is zero, but basic needs still exist and cost money.
Same story here. I’m running on savings now. The job market is complete ass and I refuse to work on slopware
Thanks to some unexpected health issues, I drained the savings, and am now borrowing from family. Hooray.
I’m not in tech, but the last time I was unemployed, I was able to reach out to a few temp/staffing agencies and at least had something to keep me afloat pretty quickly. This time around, I’ve only received a response from a single temp agency. They’ve sent me on a few interviews over the past month, but still no actual job offer yet.
Same. Out for 2 years and this is not how I expected to spend my savings. Time to find a good tent soon
18 months here. Initially, I figured I’d enjoy a few months off thanks to severance + unemployment, but then, when it was about time to get serious about finding work again, I was diagnosed with cancer. I’m in remission now, but my savings is completely gone and I’m borrowing money from family. A tent is definitely growing more appealing.
Damn, same for me. I was sick for months, nobody knew what was wrong. Just sit it out, they said. Now I got a tumor. I was supposed to be traveling, not lying in bed. Hope things get better for you.
Same, was let go in May and stuff only gets more expensive.
Yup. I hope you find something soon!
