• kariunai@feddit.nl
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    2 years ago

    “As of January 2022, the platform had approximately 40 million monthly active users.”[0]

    In 2022 they had $30M expenses, so the cost is somewhat under $1/user/year.

    They said the minimum donation is there to reduce the viability of scammers using it to check if a stolen credit card number is valid.

    [0] https://en.wikipedia.org/wiki/Signal_Foundation

        • Corkyskog@sh.itjust.works
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          2 years ago

          Is it just they know they can only charge like $800 before they get shut down and want that extra $4 for themselves? I am still trying to understand the rationale. If I had no morales and a stolen cc, why would I care if it’s a $1 or a $5 charge for validation?

          I feel like I am learning I don’t check my cc info nearly as much as other Americans…

          • pajn@lemmy.blahaj.zone
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            2 years ago

            If there’s one service where you can check stolen CC info for $1 and another one for $5 you doesn’t go with the $5 one for no reason. The $4 extra dollars doesn’t matter in itself but that other places are several times cheaper does.

            • Corkyskog@sh.itjust.works
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              2 years ago

              See I would go with the $5 one with the thought process that almost no establishment let’s you charge under $5, so if I ever saw something for less than that it would immediately be a redflag.

              • AlecSadler@lemmy.world
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                2 years ago

                Half my CCs don’t let me set transaction alerts for less than $5-$10, so a $1 or less charge would never notify me, I’d have to be actively checking it every moment of every day to see it immediately.

                And yes, I have email/text alerts when possible for every. single. charge. on my CCs at the lowest threshold possible and it has helped at least three times thus far.

      • kent_eh@lemmy.ca
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        2 years ago

        The point of scammers using a small value to test stolen numbers is they hope such small transactions go unnoticed for longer, allowing them a bigger time window to use and abuse the stolen card number.

        • Corkyskog@sh.itjust.works
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          2 years ago

          That just doesn’t make a lot of sense. I would question something under a dollar way more then something under $10