I managed to buy a small house during the weird financial stuff going on during covid. As much as this gif is accurate, I like it better than renting.

  • Kit@lemmy.blahaj.zone
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    3 hours ago

    Own, but I’m not at all handy so I bought a condo. It’s the best of both worlds - I don’t have to worry about the roof or water heater, and never have to mow grass or shovel the sidewalk, yet I build equity and my mortgage is cheaper than rent would be. I imagine I’ll stick with a condo for as long as I’m single and will get a single family home if I ever get married.

  • ornery_chemist@mander.xyz
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    7 hours ago

    Rent. Probably could buy if I got my shit together, but I’m skeptical that my employer won’t go down the toilet in the next few years with the “pricing pressures” and the fact that they just laid off like 60% of their non-preservative R&D staff.

  • twice_hatch@midwest.social
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    10 hours ago

    Own. I miss renting. It was expensive and a little crowded but that’s an artifact of the US housing market being fucked. I don’t want to be responsibility for a building as a little hobby. It’s a waste of my time

  • UltraGiGaGigantic@lemmy.ml
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    10 hours ago

    I rent and I want to be dead on a daily basis. The exploitative nature of nearly every part of human civilization wears on me to the point i find life not worth the effort in any way shape or form.

    My parents cursed me for a hit of dopamine. Hopefully next life they just shoot up meth or something instead of creating a new wage slave.

  • OpenStars@piefed.social
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    11 hours ago

    Rent. I move cities every 3-5 years chasing my dream job though so… yeah, rent it is. I’m looking to possibly also lose the current job as well, so it’s also rent as far into the future as I can see.

    On the bright side, I don’t have to pay for any appliances 🤷‍♂️.

  • Hikermick@lemmy.world
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    11 hours ago

    Own. Bought a modest house (1,300sqft) after the 2007 crash. I have a lot of apartment buildings for customers and wouldn’t want to live in any of the ones I could afford. I’m waiting for Trump to wreck the economy so I can pounce again and buy a larger house so my elderly father can move in with me

  • spicy pancake@lemmy.zip
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    10 hours ago

    I rent and I don’t love it, but my dream living situation (houseboat) will require years of career development to get financially stable enough to afford it so I’d rather not tie myself down to a property before then anyway

  • Bizzle@lemmy.world
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    12 hours ago

    I own and 100% it’s what I want. This is pretty much my dream house and I would burn it to the ground before I let someone else live here.

  • RebekahWSD@lemmy.world
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    14 hours ago

    Husband owns this house.

    Because his parents died.

    Only way he’d ever own a home. We both rather they were alive.

    • djsoren19@lemmy.blahaj.zone
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      13 hours ago

      This is the unfortunate truth for a lot of us, because I am also in a situation where the only way I will be able to afford a home is when my parents pass.

  • Tobewrym@discuss.online
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    13 hours ago

    Own.

    100% what we want, our mortgage is about 60% what the rent would be for a similar home.

    We got fortunate as first time home buyers, there’s a grant that allows all the way down to a 3% down payment, which was still unaffordable… until my partner got in a car wreck, and got quite a lot from the settlement. (Shes all right, played it up slightly) She covered almost the entire down payment, so our split of the mortgage is more of a 2/1 ratio, but I make more so it works out.

    We’ve calculated the number of payments it will take for us to equal her initial down payment with my contributions, then at that point we’ll shift to a 1/1 for the mortgage.

    Unless we get married first, then our finances get more mingled and tricky lol. We’ll see!

  • Admiral Patrick@dubvee.orgM
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    17 hours ago

    Own. I saved for years because I didn’t ever want to rent again.

    I managed to buy a small house during the weird financial stuff going on during covid

    Same, except I got lucky and managed to buy right before covid. Was able to take advantage of the weird financial stuff and re-finance less than a year into my mortgage, though. Worked out pretty well. Went from a 20-year fixed at 4% to a 15-year fixed at 2.8%.

  • MBech@feddit.dk
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    17 hours ago

    Rent. I always end up fixing shit around the flat though, because it literally won’t ever get done if I leave it to my landlord.

    My downstairs neighbor’s windows were practically falling out, and couldn’t be closed (in Scandinavia), but getting them changed still took 2 years.

    I really want to own my own house.

  • CompactFlax@discuss.tchncs.de
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    17 hours ago

    Own. I managed not to blow my entire inheritance and bought a house (that’s too small and built by some truly incompetent people) just before the prices started to get stupid. It’s “worth” 2.5x.

    It’s mostly too small because my kids will never be able to afford a house of their own.