• India also has very good and robust online payment infrastructure.

    It’s actually mind-boggling that USA hasn’t figures that one out, despite being saviour of capitalism.

      • Cryophilia@lemmy.world
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        1 year ago

        In my case and some others, it’s because zelle has a hair-trigger fraud detection algorithm that has frequent false positives that cause huge headaches. It could be excellent but it’s just okay. No one trusts it with substantial sums of money.