• calcopiritus@lemmy.world
    93·
    6 hours ago

    You guys don’t pay with cash?

    So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.

    • dogdeanafternoon@lemmy.ca
      1·
      15 minutes ago

      It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.

    • starelfsc2@sh.itjust.works
      10·
      5 hours ago

      Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.

    • LastYearsIrritant@sopuli.xyzEnglish
      9·
      5 hours ago

      Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.

      There is a reason that shops accept credit.

      There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.