- cross-posted to:
- politicalmemes@lemmy.world
- cross-posted to:
- politicalmemes@lemmy.world
cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
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I’ve worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Then you’re well aware that it doesn’t work while the card is in a typical wallet.
…i have a wallet. One of the band ones, for cards only. Obsessed with having my cards (id, club and pay ones) with me at all times, but hate coins and bills with all my heart. As soon as I could drop 'em, I did.
Debt do does what it will and won’t do, so I don’t, and that’s why I don’t pay my taxes. Also, in other news, I cost taxes.
Paying with cash is the most private method. I hope it stays.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
You mean Friends lied to me!?
You guys don’t pay with cash?
So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Some of us live in places that have free cards.
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
What the fuck
Don’t worry social credit scores are only a thing in evil china
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
I don’t have a wallet, I knew I was young at heart
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
I think the kid taught OP how to use the software, and OP taught the kid the hardware.
Exactly. I didn’t know how to make it work but I had a rough idea how it worked.
Police, show us you ID or got to prison.
Oh you see I’m a gen z…
It’s not illegal to not have ID.
It is illegal to drive without a license.
Depending on what you’re doing, it’s perfectly fine to leave ID at home (assuming you’re light skinned, but also ID doesn’t save you anyway in some cases)
Some states are offering digital drivers licenses: now:
Yeah, just hand the cop your phone. Smart.
In Texas for sure you can add your DL to your Apple wallet and definitely let you show a picture of your ID instead of the physical card
Some of those states that allow these digital id’s still require u to have your physical ID on you while driving
Fascinating. Does this require you hand a cop your unlocked phone?
In my state, it’s a barcode they scan from your screen.
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
Exactly. We should decrease our dependency on these companies, not increase it.
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
How are you expected to buy a house if you don’t have a wallet with all your wealth in it?
that’s dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
From what I can tell in this thread, most people carry wallets outside of generational divides, and the post is BS. There is also a significant number of generational-independent psychopaths who have absolutely unhinged systems like “I just carry lose cards in my pocket because I don’t want to take ten minutes picking out a wallet at the store.”
This is a pretty old meme. I can’t remember the context anymore
Maybe marketing for phone payments
Even if you pay by phone, there is so much other stuff in my Wallet.
Uhm… on top of not having my phone as my single payment method… where should I carry my id and driver’s license and medical card if not in the wallet? Should I carry them loose in the pocket? Or in my bag? Why? That’s so unconvenient and in the long term ends up damaging them.
In Denmark those are all available on your phone.
Yes, and if your phone runs out of battery, gets stolen or simply dies in any way, you won’t have access to them.
I barely keep my phone on me, period. I hate the thing.
What is your secret? The doom rectangle cannot be evaded…
I have a job that prohibits me from having a phone during working hours. It broke me of my dependency and now ive notice people getting irritated if i dont respond in minutes. Some days, they’ll just have to wait til 5 until I can check it again.
But it’s also made me so much less attached. I regularly dont have it on me
It’s my companion for the restroom. If you text me any other time, it’s going to be at least 5 minutes before I notice.
So, Gen z just like doesn’t carry those or will have maybe one at a time if they have to just hanging loose. Yeah, it’s weird.
Gen z here, I do use a wallet but many people use these sticky wallets that you slap on the back of your phone case to hold their cards.
I don’t use them because 1. what if something slips out somehow and 2. damn you lose your phone and wallet in one.
We don’t just leave shit hanging loose lol. We still have credit cards and drivers licenses to hold.
Some would argue that is still a wallet, just a wallet with a magnet to attach to stuff.
I have one of these that has a tracker in it, so even if my phone dies, I can find both my wallet and my phone.
i had one of those wallet phone cases and lost my phone. luckily it was at pride and whoever found it was not an asshole. tracked the phone and got it back, and thankfully didnt get my card used or stolen. i learned that day.
(i only lost it that once. just my luck lol)
I usually get plastic sleeves with those, so yes, I just have a stack of cards in my pocket. At least I can fit it in together with a phone.
Although I don’t know how to deal with coins. A jacket brings me extra pockets at least, which is why I can more or less only use cash during winter.
Buying a wallet requires a choice. Searching for something right, and I am too lazy for that, so in the pocket it goes. Unfortunately, I often lack pockets. So if I am not traveling, I’ll just leave out my phone, so I can still fit in keys, cards, and a shopping bag. After all, I don’t need a phone most of the time anyway.I have a 3d printed card holder I made.
Is that not just a wallet?
Not sure, there seems to be some debate on the subject.
My thought exactly. A decade or so ago my back was hurting and I decided to try a different style of wallet. Upgraded to a better one when I realized it works for me.
Even if all I have in it are cards, id, and a single dollar bill, it’s still a wallet, just doesn’t leave me sitting at an angle. Yeah I had a Costanza wallet going on.
I use one of those minimalist wallets, and I would describe it as a card holder with an elastic for cash.
why would you even carry your id? the driver’s license is always in the car and the medical card is only needed for appointments at the doctor
I don’t know anyone who keeps their license in their car. Car culture is different in the us vs the eu, so maybe not as common over there, but sometimes if traveling with friends you will switch who drives. You should have your license on you if you’re driving. Additionally, it’s good to have your ID in case you forget your credit card somewhere and now you have a document with your picture on it that has a name that matches the card. I still get carded sometimes when buying alcohol or entering certain places so it’s not unusual to want to keep it on hand in case you want drinks or something.
Also good to have your ID and insurance information in case of an emergency.
Because a cop can stop you at any time, in any place for any reason and while (legally) you don’t need to show it - your day will suddenly get a whole lot worse if you don’t.
And In the year of our Lord - you must also worry about ICE
Not just cops, either. If you want to buy alcohol, tobacco, permanent markers, spray paint, or enter a bar or nightclub, you’re required to show ID, either by law or establishment policy, and it’s been that way for decades.
superglue too. that one surprised me
Laughs in EU
No I’m really sorry you have to go through that shit in the US right now, it’s hopefully gonna get better soon
Why are you laughing? Many EU countries require ID on demand. https://en.wikipedia.org/wiki/List_of_national_identity_card_policies_by_country
The grocery store I buy booze at forces the cashier to scan your ID. Also I walk there.
I might drive my car, I might drive my partner’s, I might drive my coworker’s car. I might collapse on the street and someone needs to figure out who I am from what I’m carrying. The license/id stays with me, not the vehicle.
If you need to use a car that’s not yours, what would you do if the license is in the car?
And why wouldn’t you carry your id with you? Not just police might want to stop and ask for it, but what if you get involved in an accident and have to get taken to the hospital while unconscious? How are they going to id you to know who to call? Just to say an example.
Also, your medical card should always be with you in case of an emergency. You never know when will you need to be taken to the hospital and having it with you makes everything much easier.
There’s no advantage that I can think of in not carrying your documents (or even copies of them) with you.
Because in a lot of places you legally have to carry your ID on you, not just when you’re driving.
I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
Bank card, personal id, driving licence, health insurance card, blood donor card, bone marrow donor card, business cards I receive and forget, cash, parking ticket (from the till not from the cops)
A few credit cards (used to carry only two, but when one got swallowed by an atm in a foreign country I learned better), a debit card, id card, drivers license, medical insurance card, car key card, bills, coins. Sometimes a few receipts to expense or the odd parking card.
Basically everything is a backup, my phone has all my credit and debit cards and my car key, but I still carry the wallet just in case: phone dead, traffic stop, sick, etc.
Cash
I try to pay everything with credit cards because it makes budgeting super easy for me. I haven’t used cash in 15+ years.
Around me, I’ve seen a huge up swing in companies either offering cash discount or credit card surcharge, typically 3-5%.
While frustrating, I actually appreciate this effort to preserve a non digital option. If only for privacy and tracking benefits.
That’s about what it costs them to run the transaction. Realistically, everyone is charging you that; most places just hide it in higher prices.
No argument, the cash discount framing is more honest.
I haven’t noticed this in my area.
Some people have started to find the use of cash easier for budgeting. But each to their own I guess
It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.
Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.
I haven’t thought about it but really my wallet serves one purpose these days. To carry a small amount of cards like debit, credit, rewards cards, insurance, etc but is really only used if tap to pay isn’t available. If I have cash, it’s for a reason.
Back in the 2000s I used to carry a money clip til the spring broke on me and I lost $300ish. That was back when I carried cash almost exclusively and when that amount of money could absolutely break me financially.
How did the spring breaking make you lose the $300? Were you holding it over niagara falls when it broke?
Nah it didn’t break completely, just was no longer clamped as tight. Cash fell out of the middle of the folded stack into my pocket. At some point over a few days I noticed loose cash in my pocket, counted, and realized I had money missing. Since it was loose who knows when it fell out of my pocket. I tried to retrace my steps but had no luck. Yes I had been wearing the same jeans and not emptying them at night don’t judge me!
Back then I’d cash my paycheck and carry it around in a money clip like the dumbass kid that I was. Fortunately I never got robbed.
Enjoy Google knowing all your transactions! angrily waves cane
